Renting Your First Apartment

February 1st, 2010

For many, moving to the Bow Valley may very well be the first time they have ever lived anywhere other than mom & dad’s or a college dorm.  If that’s your story, here are some thoughts on taking the first steps in finding the perfect place to live.

Be Thorough: Chances are that you are so excited at leaving home that every place you review will seem like a dream home, and you won’t even notice any negative points.  Time to take off the rose-coloured glasses and see things for what they really are!  Open up each door and cabinet — do they open easily? Turn on each tap — is there hot water? Is there adequate counter and cupboard space? Where will you do your laundry? Is it well laid out? Is there adequate storage space? How does the rent compare to other similar properties? Does it include utilities?

Do You Have Enough Cash? Typically, you will be required to pay a Damage Deposit equal to one month’s rent.  So on the day you move in, you really need enough cash to cover two month’s rent.  If you’re having a hard time getting that cash together, ask the bank for a short term loan or credit line.  You could also ask the landlord to pay the Damage Deposit in installments (but I would leave that option to the last resort).

Get Receipts: Make sure you get a written receipt for each deposit.  If you are paying by check, the cancelled heck can act as a receipt.  Don’t even think about paying cash without getting a written receipt signed by the landlord.

Get The Whole Story: Does the place sound too good to be true?  If so, is there something they are not telling you? Is it near the train, or a 24-hour liquor store? Are the neighbours loud? If you are moving into a building with other tenants, ask around about the management of the building — is the manager or landlord reasonable and fair?  It’s sad to say, but for every crazy roommate and tenant, there is a crazy landlord.  This will be your home for the next while so make sure you get all the facts.

Do a walkthrough: Any landlord worth their salt will insist on a walkthrough, but if they don’t you should!  You are responsible for returning the property to its original condition (less any reasonable wear and tear).  You don’t want to wait unti the day you move out to try and prove that the large stain was there when you moved in.  Take a digital camera and document everything in the place — particularly anything that is already damaged.

Did using these tips help you securing your first apartment?

Let us know! We’d love to hear from you!

Budget Meals

January 1st, 2010

We talk about it all the time — the cost of living is getting high! This is not just a Bow Valley issue — this is a national (if not international) issue.

Here are some ideas to help you save money on meals without having to eat Ramen noodles for the rest of your life.
1. 10% Tuesday: Did you know that Sobey’s offers a 10% discount on the 1st Tuesday of every month? Try to buy unperishable food, toiletries and cleaning supplies on the 1st Tuesday. If you have a freezer, buy extra items that can be frozen and used throughout the month. And while you’re there, go to Nutter’s as well — they also offer a discount on what they call Power Tuesdays.
2. Plan Ahead: Plan out your meals for the week and put together a grocery list. Otherwise, you buy stuff you don’t need, or end up throwing out food that has gone bad before you can eat it.
3. Cook Large Quantities: Spend a day cooking up a storm! Look for recipes that freeze really well (casseroles, soups, stews, lasagna, muffins). Having home-cooked meals on hand and ready to pop in the oven will save you from eating out.
4. Find A Food Buddy: You make an extra batch of your meal, while they make an extra batch of their meal — then swap. If you work together, alternate days on which you bring lunch for each other.
5. Join a Community Kitchen: Members of a Community Kitchen meet once per month and make an abundance of food. Because they are buying food in bulk and splitting the cost across the group, the meals are ridiculously cheap. Call 678-7131 (Town of Canmroe FCSS) and ask about their Young Adult Community Kitchen) or start your own.

That’s it for now — I’ll add some more cost-saving ideas later. If you have some ideas you’d like to share please add a comment below.


Roommate Relations: The Roommate Agreement

December 1st, 2009

There are many people in the world who will agree to something, shake on it, and then do the complete opposite.  Don’t you just hate that?  Or perhaps nothing was said at all, but you felt it was reasonable to expect your new roommate would pay their portion of the long distance bill, but somehow they got the impression that since the telephone bill was in your name they were not responsible for lengthy calls to long distance lovers ending with “no, I’m not going to hang up first … you hang up first … no, I love you more”.  I guess you should have had them sign a Roommate Agreement (RA).

An RA is much like a lease, except it leaves out all that “person of the first part” mumbo jumbo that people rarely understand and replaces it with more important details like who is taking out the garbage and when.

Here are some items you should establish with your new roomies:

  1. Rent: How is it paid (cash, check)? Who collects it? Who is responsible for getting it to the landlord?
  2. Division of Rent: Is rent divided equally?  If someone has a bigger room, private bathroom, parking spot, or owns most of the furnishings, how much more (or less) will they be paying?
  3. Utilities: Whose name will the utilities be in?  Are they being shared equally? When is payment due? What utilities are being installed (telephone, cable, satellite, internet)?
  4. Yard Maintenance: Who mows and how often?  Who shovels the snow and how soon after snowfall should it be done?
  5. Garbage: Who takes the garbage out and how often?
  6. Recycling: Who takes the recycling?  Who gets to keep the refund money from bottles and cans? An idea is to collect the refund money and use it to buy a pizza every now and then.
  7. Guests: Are guests allowed? How many? How often?  Are overnight guests allowed?
  8. Pets: Are pets allowed? Who is cleaning the litter box? Who is taking Fido for a walk? Who is buying food and ensuring the animal is in good health?  Who is feeding them?You don’t want to come home to a bowl full of dead goldfish and find out that all 6 roommates had been feeding Goldie. (Or reversely, that no one was feeding Lucky).
  9. Smoking: Is smoking allowed? Where are the designated smoking areas?
  10. Dishes: Shall dishes be washed immediately after use? Or will someone do a load of dishes every few days?
  11. Household Products: Who is paying for toilet paper, dish soap, garbage bags and light bulbs? A good idea is to each contribute a couple dollars to a piggy bank each month and use this fund to buy the necessary shared items.
  12. Food: Is everyone responsible for their own food?  Or is there some give and take?  With limited cupboard and refrigerator space, it is not feasible for each roommate to have their own mayonnaise jar.  Figure out a way to compromise, or use the fund to buy staple food items.
  13. Cleaning: Who cleans the bathroom and how often?  In this case, I would also detail what ‘clean’ means.  For some, picking up the towels and emptying the trash means the bathroom has been cleaned.  How often do the floors get washed/vacuumed? Consider hiring a housekeeper.

Whatever you decide to put in your RA is up to you.  You can make it as detailed or as vague as you’d like.  Print a copy and have each of the roommates sign it.  Make sure to give everyone a copy that includes all of the signatures.  From time to time, you will discover new situations or disagreements that weren’t covered in the original document. You can either ammend the document and have every re-sign it, or keep the newest issue in mind the next time you write a Roommate Agreement and include it at that time.

FreeCycling

November 1st, 2009

Say it with me … “FreeCycling”.  The term sort of rolls off the tongue, no?

Unless you’ve been living under a rock for your entire lifetime, you’ve certainly heard of recycling.  Let me introduce you to our new friend “FreeCycling”.  The concept is simple — instead of throwing out items that you can’t use, but perhaps someone else a use for: FreeCycle it!  You save the item from the landfill, you clear out some ‘junk’, the other person gets something they need for free, and you both get that warm fuzzy feeling inside.  One man’s junk is another man’s treasure.

For example, let’s say you’ve managed to amass a large collection of jars due to your unending craving for pickles.  Why recycle them when you could give them to someone who makes their own pickles? A kindergarten class that uses them for painting? Someone starting a herb garden?  Isn’t FreeCycling wonderful?

Or, let’s say you’re trying to furnish your new apartment on a budget.  There is always various pieces of furniture and appliances available at FreeCycle.  People renovate and upgrade their stuff all the time.  You can set up your new pad with loads of free stuff (everything on FreeCycle is 100% free).  One day, when you upgrade or renovate you can return those unwanted items to the world of FreeCycle.

If you’re ready to sign up, visit http://groups.yahoo.com/group/bowvalley_freeforall/ and join our group.  Today there was a 32″ TV posted.  I’ve also gotten a free fridge and stove.  I’ve given someone all of my wedding decorations; a set of brand new towels (in a colour I hated, but she loved); a water cooler and other various items that I have no use for.  All of the people were really grateful (as was I) — I’ve met some really interesting people, too. I feel great knowing that I’ve helped someone else, and I love getting rid of the clutter in our house.

Who doesn’t love a great deal? It’s even better when it’s a great deal, and you keep unwanted items out of the landfill!

Christmas 2009 Sold Out

November 1st, 2009

We are pleased to report that Christmas 2009 is sold out!  We were actually sold out in mid-September, but after replying to 53 Christmas inquiries today alone, I figured I should post an update.  Everyone is welcome to continue inquiring, and we will continue to reply (albeit with disappointing news).  Inquiring for 2009 Christmas Dates will automatically put you on the contact list when the 2010 dates become available (probably around April).

We wish everyone a wonderful holiday season.

Time to hire a housekeeper

October 1st, 2009

Whether you are a landlord, a tenant, a roommate, or you own your own home, it may be time to hire a housekeeper. I know what you are thinking — “I can’t afford a housekeeeper”; “only the rich have hired help”; “I’m perfectly capable of cleaning myself”.

For every job in the world that you either hate doing, or don’t have the skills to do, there is someone else who loves it and is great at it!  If someone has great passion for scrubbing a toilet, and takes great pride in seeing their reflection in the shiny procelain, who are you to deny them that pleasure?  You probably think I’m kidding, but I’m not.  There are people that love to clean.  And if you love doing something, you will put more effort into it, and therefore will do a better job than someone that hates it.

I used to feel bad that I had hired a housekeeper — like it was shameful that I could not clean myself.  One day I realized that I do all sorts of jobs that other people pay professionals for: I do my own taxes.  I’ve painted both the inside and outside of my house; I’ve installed an entire kitchen and bathroom, including tile work, plumbing and electrical.  Therefore, I refuse to feel guilty for paying someone to scrub my bathrooms (something I loathe doing).

Professional housekeepers charge $30-$40 per hour.  I trust that most people in the Bow Valley cannot afford daily maid service — I recommend once or twice per month for 2 hours each time for regular cleaning.  For between $60-$160 per month, you may never have to scrub a toilet again! Even better — find a housekeeper willing to work on the barter system.  You could tune their skis/bike, design their website, change the oil in their car, or whatever other thing you love doing that they hate.  Make an agreement that is fair for both parties, and voila!  You spend more time doing things you love, and less time doing things you hate. Brilliant, if you ask me!

Living with Roommates? Share the cost of the housekeeper and virtually eliminate arguments over whose turn it is to vacuum.

Tenants? Hire a housekeeper to clean on move out day. Who wants to be scrubbing baseboards when you should be moving into your new place?  Talk to your landlord — they might even split the costs with you (since tenants rarely clean the unit well enough, landlords often have to re-clean).

Landlords? Consider including monthly cleaning in the cost of your rent. Don’t think of it as cutting into your profit margin.  Think of it as insuring your investment.  A housekeeper can be your ‘eyes’ on the property.  If something is leaking, broken or stained, the housekeeper that you employ will tell you immediately.  Your tenant might never tell you.  Show your housekeeper a copy of you lease, so (s)he knows to tell you when your tenant is smoking, has a pet iguana, and has subletted your basement to 8 extra people (s)he will know to tell you that something is awry. Any tenant that would object to someone coming to clean is likely doing something in your unit that they are not supposed to be doing.

I love my MagicJack

September 1st, 2009

What is a MagicJack, you ask? It is a tiny device about half the size of a deck of cards. MagicJack + High Speed Internet + telephone = A slick little machine that gives you unlimited long distance calling to any Canada or US number from anywhere in the world for only $20 per year — not too mention a whole lot of other cool features.  No, really!

I first learned of MagicJack from a friend.  If it wasn’t for her personal recommendation, I, would have thought that this deal was too good to be true and never taken the plunge. In my online research I discovered that the company believed in their product so much that they offered a free 30-day trial.  You can make as many long distance calls as you want — if you don’t love MagicJack at the end of the trial, just send it back.  Unless you hate saving money and have no family/friends to chat on the phone to endlessly, I PROMISE you will not be returning your Magic Jack.

If you are pleased after your 30-day trial, you will pay $39.99 + shipping and tax.  This includes the little contraption (yours to keep) and one year of service.  Additional years are $19.99/year.

Oh, MagicJack, how do I love thee? Let me count the ways …

  • I love calling all of my friends and family at any Canada/US phone number for free, and talking to them for hours. (Outgoing calls to any US/Canada number are included in the annual fee)
  • I love that I can travel to any country in the world and still call my friends, assuming I have access to a computer with high speed internet access
  • I love that I can send this as a gift to anyone in the world and they can call me (and any other Canada/US number) — it’s the gift that keeps on giving!
  • I love that my family/friends can get a hold of me while I travel around the world.  They don’t need to know where I am, and I don’t need to send a detailed itinerary of hotel information.
  • I love that I can choose my own area code — now I have a New York phone number, so my friends in NYC can call me for free.
  • I love that you send me an email each time I get a phone message, and that you attach the message as a .wav file so I can keep my phone messages in perpetuity. (You can turn this feature off, and you can also check the messages from the phone, or by calling your phone number).
  • I love that you have given me an extra phone number, which I can use for incoming calls
  • I love that I can use my new phone number anonymously.  I can give it to people that *might* need to get a hold of me, but whom perhaps I don’t want to give my personal number (I could just as easily use my MagicJack as my personal number, but I choose not to)
  • I love that I can store contact information for all of my friends/family on the MagicJack, and no matter where I plug it in I can have access to those details.
  • I love that you include a list of each incoming and outgoing call.
  • I love that you count how long each call has been — so that when the regular phone company finally answers my call I can say “Hey.  I’ve been on hold for 38 minutes and 42 seconds. Please cancel my service — I’m a MagicJack customer now!”
  • I love that it’s so easy to use, and that I can use it on any computer without installing any software.
  • I love that I can plug any telephone into it so I don’t have to use silly computer microphones and headsets (but I can still use those, If I want to).
  • I love the little mini-phone that I bought with my 2nd MagicJack.  Now when I’m staying in a hotel, I don’t have to pull the bed out to unplug the hotel phone for my use.
  • But most of all, MagicJack, I love you because you cost me a $1.75* month for all of these features.
    *does not include cost of high speed internet or computer access.

There are a few things to consider:

  1. You need a computer (or access to one) that has high speed internet access.  If you don’t already use these things, then buying them will cancel out most of the cost savings.
  2. MagicJack will be blocked for use on certain corporate networks.  I find about 5% of hotels block the service. If you are planning on using it on a network other than your own (ie. work, internet cafes, etc), use the 30-day trial to make sure the network will allow you access.
  3. 911 Service is only available for US addresses.
  4. If the internet and power are down, you won’t have a phone.  I recommend having a cell phone or regular land line in case of emergency.
  5. You can’t upload/download major files while chatting on the phone. You can still surf on the internet while chatting, but the call quality will diminish.  Playing World of Warcraft Online while chatting will definitely not work.
  6. The computer must be running to make or receive calls.  (If the computer is off when someone calls, they can leave you a voice message).
  7. Canadian area codes are not currently available (but they are working on it).  You can change your MagicJack number once for free — so if Canadian numbers become available, you can switch to one.  But to be honest, it’s handy to have a US number.

If I have convinced you to give it a try, please click one of the many links on this page so that I can get a few bucks for my personal recommendation.  You should know that I had my 2 MagicJacks for 8 months before I signed on as an affiliate and during that time had recommended it to every person I knew, every person I met, and on every online forum for which I am a member merely because I think that when someone finds a product this great they should share it with the world.

If you have any questions about the MagicJack, feel free to contact me at info@rockiesrentals.ca




Roommate Relations

September 29th, 2008

We’ve all had one … the Roommate From Hell (RFH) <insert crack of thunder here>! But did you know that we have all been an RFH at some point?  Now before you start saying “What? Me? Never! I am perfect in every way”, just consider that for every roommate that hated having even one dish in the sink, there was another roommate who preferred to wash a whole sink of dishes all at once.

My RFH: In the days prior to MP3 players, my RFH would take my CD Walkman and a bunch of my CDs without permission.  The first time it happened, I assumed someone had broken in since my CD player was the only thing of any value in our apartment.  While I was ripping through the apartment trying to figure out if anything else was missing, she sauntered in and had the nerve to complain about my taste in music since I didn’t have any CDs she liked. When she would be late for work (which was often), she would tell the manager it was my fault because I didn’t wake her up.  Hey chick, I’m not your mother!

Her Side? She’d probably tell you that I didn’t like to share my things, I had terrible taste in music, and that I wouldn’t wake her up for work.  But I digress …

The quickest way to develop a hellish living arrangement is to not discuss what is bothersome to you.  I’m not suggesting you and your roomies should hold hands and sing Kumbaya – But if it drives you up the wall when they put the empty egg shells back in the egg carton, just say “Hey – what’s up with the egg shells?”.  Then you can have a mature conversation, both sides can express their view, then a compromise can be found.  Wow — isn’t being an adult hard?

Do you have a Roommate From Hell Story you’d like to share?

Add a comment below or send it to us.


Convincing landlords to pick you

September 22nd, 2008

So, you think you have finally found your dream home (hopefully by searching the Rockies Rentals Listings).  You’ve spoken to the landlord on the phone and everything seems to be in order –  perfect location, the rent is in your price range, and it has all the features you desire.  Great!  Now all you have to do is convince the Landlord that they should pick you over the other 50 applicants.

  • Be professional: Would you show up for a job interview late and wearing ripped jeans? The same goes for meeting a potential landlord. Look presentable, arrive on time, speak to the landlord in a respectful manner. In the event that you would show up to an interview late and wearing ripped jeans, you’d better start reading some of our articles on landing the perfect job.
  • Be Prepared: Bring a copy of the ad, a notepad and pen for taking notes, checks for paying a deposit, a camera for taking pictures.
  • Prove you can afford it: Ask your employer for a Letter of Employment. Bring a copy of your last few pay stubs. Bring a copy of last year’s tax return.
  • Prove you are responsible: A copy of your free credit report is easy to get. A clean credit report will show that you take your financial reponsibilities seriously.
  • Do not ‘diss your previous landlord. It does not matter if he was a slumlord that absconded with your deposit — now is not the time to vent about how you hate his guts.
  • Don’t Beg: Begging denotes desperation.  It’s irritating when kids and dogs do it — tenants should avoid it as well.
    You say (in your whiniest voice) “But I really need this place. I’ll do anything!”.
    Not-So-Good Landlords hear “Charge me anything. Treat me like crap.  I’ll take it”.
    Good Landlords will think “Hmm … I smell desperation.  I’ll bet their is something wrong with this tenant.  Otherwise, they wouldn’t be having such a hard time finding a place. I’d better look for someone else”.
  • Be Prepared to Make a Decision: Are you interested in the place or not? Does it meet your needs? If you plan on continuing your search, you might miss out on a place that met your needs while you search for something else. That being said, don’t agree to rent a place unless you are sure it is ‘the one’.
  • Follow Up: Contact your references and let them know someone might be calling them. Contact the landlord a few days later and ask if they have made a decision. If they have not chosen you, ask them why. If they give you a reason, listen to them and fix the problem!

Did using these tips help you find your dream home?

Let us know! We’d love to hear from you!


Finding a great place to live

September 15th, 2008

I once new a girl that had a super-spacious apartment in downtown Banff.  It was this great character building with huge vaulted ceilings and massive windows.  If my memory serves, I believe it even had a clawfoot tub.  I loved her apartment — it was gorgeous!  She paid a total of $500 per month.  I always thought it was the best deal in town, and then I learned that there are quite a few of these great deals around, you’ve just got to know where to look.

Due to the housing shortage in Banff/Canmore, it is quite common for people to take the very first place available for fear that they may be sleeping on the streets if they don’t act quickly. Before you rush into signing a lease, take some time to reflect on how to find the great places in town.

  • Prioritize: What do you want? What do you need? What can you not live without? Would you prefer lower rent or private space? Do have have to be near your workplace, or can you walk/ride/bus it to work?
  • Review your expections: If you are hoping to find a spacious apartment overlooking the river, with no lease, $600/month, utilities included, that allows pets, and is fully furnished — well, you need to get used to disappointment. Review the Cost of Living for the Bow Valley and set your expectations accordingly.
  • Get the word out: Tell everyone you know that you need a place to live — tell your friends, bring it up at the watercooler, tell the guy who is pumping your gas. It’s a small town — the first good lesson to learn is how beneficial word of mouth marketing can be.
  • Let Karma prevail: There are landlords that don’t care about money and just want someone responsible to take care of their investment. In return, they rent out some amazing properties for next to nothing. There is no secret to getting in on this sweet deal — be responsible. Have a good credit rating; do well at your job; be a good person; give back to your community; treat others’ property as though it were you own; and, most of all, be a good tenant.

Did using these tips help you find the perfect apartment?

Let us know! We’d love to hear from you!